Last updated: September 2026
Meridian by iQUANT provides analytical and computational tools for financial professionals and does not constitute investment advice, a recommendation, or an offer to buy or sell any security or financial instrument.
Meridian by iQUANT is a financial research and analytics publisher. Meridian by iQUANT is not a registered investment adviser, broker-dealer, financial institution, or fiduciary. The platform provides impersonal, general analytical tools, model portfolios, and research to financial professionals. No content, output, or tool within Meridian constitutes personalized investment advice, a recommendation, or an offer to buy or sell any security or financial instrument. Use of the platform does not create an advisory, fiduciary, or brokerage relationship between Meridian by iQUANT and any user or end client. Advisors and financial professionals using Meridian remain solely responsible for any investment decisions made for their clients and for compliance with all applicable regulatory obligations, including fiduciary duties under ERISA or the Investment Advisers Act where relevant.
All output generated by Meridian — including portfolio optimizations, risk scores, stress tests, retirement projections, and fixed index annuity illustrations — is for informational and analytical purposes only. It is intended to support, not replace, the professional judgment of a qualified financial advisor. Advisors remain solely responsible for any investment decisions made for their clients.
Hypothetical performance results have inherent limitations. Unlike an actual performance record, hypothetical results do not represent actual trading and may not reflect the impact of material economic and market factors on the decision-making process. Hypothetical performance is prepared with the benefit of hindsight and does not account for the impact of market liquidity, slippage, transaction costs, or other factors that can materially affect actual results. Differences in account size, market conditions, and other factors can cause results to differ materially from those shown. Past performance is not indicative of future results, and no representation is made that any account will or is likely to achieve profits or losses similar to those shown. Model portfolios, Monte Carlo projections, and stress test scenarios are based on assumptions and historical data that may not reflect future market conditions.
All investments carry risk, including the possible loss of principal. Past performance is not indicative of future results. Historical simulations, Monte Carlo projections, and stress test scenarios are based on assumptions and historical data that may not reflect future market conditions. No analytical tool can guarantee outcomes.
Meridian by iQUANT model portfolios are quantitative constructs based on historical data and statistical methods. They are subject to limitations inherent in any model, including data availability, estimation error, and structural changes in markets. Model performance in backtests does not ensure comparable results in live markets.
Fixed index annuity (FIA) illustrations produced by Meridian are hypothetical projections based on stated caps, participation rates, and surrender terms. Actual contract terms, payouts, and performance will vary by issuer and product. FIA products are insurance contracts and are subject to the claims-paying ability of the issuing insurance company.
Market data, security prices, and benchmark returns used by the platform are sourced from third-party providers. While we strive for accuracy, we do not guarantee the completeness, timeliness, or accuracy of any data provided by third parties. Users should independently verify critical data before relying on it for investment decisions.
The platform is provided "as is" and "as available," without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
Questions about these disclosures can be directed to us through the Contact page.
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